Being a student can often leave your bank account running dry during the university year, but if you plan ahead, there are a few simple ways to make your money go further. A lot of the time, all you need is your mobile phone!
1. Download some helpful money apps
Nothing holds you accountable for your spending like a Push Notification telling you that you’ve spent hundreds of dollars on takeaway this month. Depending on which bank you’re with, your bank’s app will probably do this – you should definitely download this if you haven’t already to track down your nearest ATM and keep an eye on that ‘Current Balance’ number.
If you prefer something specifically designed for budgeting, try Pocketbook – a budgeting and expense tracker app that will securely connect to your bank account and break down your spending by category automatically. The app also allows you to create budgets for each category and track how you’re doing.
2. Sell your old textbooks at the start of the year
Before you get hit with the astronomical cost of textbooks at the start of the university year, get ahead by selling your old ones online to make some extra cash! It’s easy to do with websites like Gumtree, but there are also specific textbook selling websites and apps, like the Co-op or Jekkle (which allows you to buy or rent cheap textbooks). So, what are you waiting for? Let go of your hoarding tendencies and make a few bucks!
3. Get on a great value phone plan with the inclusions you need
If you start going over your data allowances for the month, it can easily add up and leave you in a tricky spot. The easiest way to avoid this is by getting a great deal on a plan that includes all the necessary inclusions.
Conveniently for you, we’ve got some awesome deals on selected Red Plans with a new phone and SIM Only plans when you bring your own phone. Get up to 10% off monthly fees on Red Plans OR up to 20% off selected SIM Only plans – but hurry, offer ends 10.04.18. T&Cs apply1.
4. Take advantage of every student discount possible
A great way to find out which brands do student discounts is by attending your university’s O-Week. You might even catch our Vodafone stall there if you’re lucky!
Plus, check out UNiDAYS for a comprehensive list of discounts you can get for a number of different products and services. You’ll find out where you can grab a saving, and get the codes you need to do it by signing into their website or app.
5. Start investing in your future (one coffee at a time)
Finding extra money to somehow invest is pretty scary – but luckily Acorns has come up with an interesting solution. The app will automatically invest the change from your daily purchases into a diversified portfolio of exchange traded funds. For instance, if you pay $3.50 for a coffee, $0.50 will be transferred to your investment account. You can also set up recurring investment amounts or lump sums into your account to set aside more money to invest. As with all investments, there are risks, but the idea is that your money should grow over time (depending on the performance of the markets, interest rates and the economy).
For more student deals on phone plans and other exciting offers, head to our Students page.
SIM Only Plans
You must supply your own handset in order to sign up to this plan – you cannot purchase a phone from Vodafone on instalments with this plan. Inclusions expire after 1 month unless otherwise stated. Plan excludes Premium Services, 1223, & 1225 directory services, 123 Ask-Us-Anything, International Roaming, content purchases, call screen and charges for additional data and additional standard international calls. For Month to Month SIM Only Plans minimum monthly spend is between $40-100. No early exit fee, but must connect for minimum one month. Recurring monthly plan fee charged until the end of the month in which you notify that you wish to cancel. For 12 month SIM Only plans, early exit fee is 50% of min month spend x months left on contract. After 12 month term is exhausted, voice plans will continue on month to month terms until such time as you notify that you wish to cancel.
Red Plans are only available if you purchase a phone from Vodafone under a Mobile Payment Plan (‘MPP’) of 12, 24 or 36 months duration (“Commitment Period”). Inclusions expire after 1 month unless otherwise stated. Plan excludes Premium Services, 1223, & 1225 directory services, 123 Ask-Us-Anything, International Roaming, content purchases, call screen and charges for additional data and additional standard international calls.
Minimum monthly spend is between $40-$80. Must connect for minimum one month. Total minimum cost is one month of your plan fees plus 100% of the RRP of your chosen device. There is no Early Exit Fee on your Red Plan, however, if you choose to cancel your Red Plan, 100% of the remaining handset instalments will be applied to your next bill (you cannot have an MPP without an active Red Plan). Recurring monthly plan fee charged until the end of the month in which you notify that you wish to cancel.
Mobile Payment Plan (‘MPP’) available for personal use only to approved customers who connect and remain connected to an active and eligible Vodafone Red plan. The outright price of your chosen device (as set by Vodafone at the time of purchase) will be spread in equal instalments over your chosen commitment period (12, 24 or 36 months). Once selected, this commitment period is fixed (unless you elect to pay your total remaining balance in full in one installment). If during your MPP commitment period you cancel your Red Plan, your MPP will also be automatically cancelled and 100% of remaining MPP instalments plus outstanding charges on your voice plan will be applied to your next bill.
Bonus data offers
Business customers must have an ABN/ACN. Bonus data available to approved new and upgrading customers who sign up to a Vodafone $30 Red Plan or $30 SIM Only 12 Month Plan or $50 Red Data or Global Plan (2GB Bonus); $40 12 Month SIM Only Plan (9GB Bonus) $50 12 Month SIM Only Data or Global Plan or $60 Red Global Plan (18GB Bonus); $60 Red Data Plan (20GB Bonus); $60 12 Month SIM Only Data or Global Plan (32GB Bonus); $80 12 Month SIM Only Data or Global Plan or $100 12 Month SIM Only Data Plan (30GB Bonus); $80 Red Global Plan (60GB Bonus); $80 Red Data Plan (64GB Bonus) and $100 Red Data Plan (100GB Bonus). Bonus Data is applied months 1-24 if you remain continuously connected. Forfeited if you cancel. All data is for use in Australia. Services subject to capabilities, network limitations & customer location. Offer not transferrable or redeemable for cash. Subject to change.
1Student offer on plan fees
Discount available to approved new & upgrading students (including second service) with a valid student ID who sign up to a $30 or above Red Plan, SIM Only 12 month plans and SIM Only Month to Month plans. Excludes all Business Plans and Rate Plan Change. Discount is applied for the duration of your MPP payment term (for Red Plans) or months 1 – 12 (for SIM Only plans) (‘Discount Term’) and is applied as a recurring monthly credit. Discount is forfeited if you cancel. Red Plans: During the Discount Term min monthly spend is $27, $36, $45, $54, $72 and $90 (for the $30, $40, $50, $60, $80 and $100 plans respectively). After Discount Term, min monthly spend is $30, $40, $50, $60, $80 and $100 (for the $30, $40, $50, $60, $80 and $100 plans) (‘Undiscounted Min Monthly Spend’). SIMO Only Plans: During the Discount Term min monthly spend is $27, $36, $42.50, $48, $64 and $80 (for the $30, $40, $50, $60, $80 and $100 plans respectively). After Discount Term, min monthly spend is $30, $40, $50, $60, $80 and $100 (for the $30, $40, $50, $60, $80 and $100 plans) (‘Undiscounted Min Monthly Spend’). Not for commercial or resale purposes. Services subject to device capabilities, network limitations and customer location. Offer not transferrable or redeemable for cash, or available with any other offer. Subject to change.
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